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contract

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This contract is governed by Swiss law and complies with commercial and financial regulations

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Protect yourself legally as a lender with the following options: 

Safeguard your interests as a borrower by using the following clauses: 

Loan contract

Our loan contract template allows you to draft a professional loan agreement contract to be signed between a lender and a borrower to secure the repayment of a loan. With this type of lending agreement, it’s possible to establish clear rights and obligations for both parties, as well as to mitigate any financial-related risks associated with borrowing. 

Lenders use our loan contract sample: 

Key aspects of a loan contract 

Six tips on a loan contract 

To legally protect yourself as a lender, we encourage you to opt for the next points, which are available in our borrowing agreement template: 

The borrowing contract template that you fill in should offer protection and benefits to the borrower as well. These might be: 

Create a loan contract with AdminTech 

With AdminTech’s online document builder and the standard loan agreement template, all you need to do is fill in the fields with the appropriate information to tailor the document to your specific needs. 

A professional lending agreement covers the following information:  

FAQ on a loan contract 

What is the difference between simple and compound interest?  

A loan contract template from AdminTech provides lenders with an opportunity to choose from various types of interest. It may be a single interest calculated on the loan sum, regardless of the duration. 

Annual interest is calculated proportionally to the loan term, as opposed to a calendar year. The latter can be simple, to be paid on maturity or regularly. It can also be compound and accrue on different periods as defined in the loan contract template. 

How to cancel a loan agreement after approval? 

A loan agreement contract is a binding legal document that obliges the lender to grant a loan and the borrower to reimburse it under certain terms. Once concluded, it can only be terminated in the following cases: 

What penalties can the lender impose on the borrower? 

The lender often seeks to apply penalties as a deterrent on the one hand and as compensation on the other. Our loan contract sample offers the following penalties: 

What happens if the loan is not reimbursed on time? 

In addition to the penalties allowed by the template for the loan agreement, the lender disposes of the following measures to secure the repayment of the loan: 

As is the common practice, parties often stipulate a minimum settlement period before such measures can be implemented. 

What types of loans exist?  

There are various undefined types of loans, depending on what the parties wish. As opposed to a standard loan agreement template, AdminTech online document builder offers the following options in particular, for which we have a sample: 

What is the difference between a loan and a promissory note? 

Often confused with each other, a loan agreement is prepared in advance using a borrowing agreement template, whereas a promissory note formalises a loan that has been granted, or a promise to repay a debt of any kind. 

How to change the terms of the loan? 

Business loans, especially, are subject to unforeseeable evolution as the borrower company grows. Sometimes, an additional loan is necessary under the same terms. 

Other times, the borrower is not sure just how much they need. Hence, there’s an opportunity to conclude a cash facility agreement with the option, but not the obligation, to borrow until a certain limit. 

Should a loan be in written form? 

A written form is not necessarily required for a loan agreement. However, we strongly advise to draft one using our borrowing contract template for the following purposes: 

How can lenders ensure a successful lending experience? 

To ensure a successful lending experience, it’s generally advisable to: 

Use this contract:

contract

10€/document

TRY BEFORE BUY

This agreement is governed by Swiss law and complies with commercial and financial regulations

Create document

Protect yourself legally as a lender with the following options: 

Safeguard your interests as a borrower by using the following clauses: 

Our simple loan contract template allows you to draft a professional simple loan contract to be signed between a lender and a borrower to secure the repayment of a loan. Using this agreement, it’s possible to mitigate financial risks and guarantee the repayment of the lent amount. 

Lenders use our simple loan agreement sample: 

Key aspects of a simple loan contract 

Four tips on a simple loan contract 

When using our basic loan contract template, defend your financial and legal interests as the lender with the following tips, for example: 

Create a simple loan contract with AdminTech 

With AdminTech’s online document builder and the example of a simple loan agreement, just fill in the fields with the relevant information to adjust the document to your particular needs. 

A professional simple loan contract template allows to cover the following information:  

FAQ on a simple loan contract 

What options does AdminTech’s simple loan agreement sample offer for interest rates? 

AdminTech’s simple loan agreement sample offers lenders a choice between different types of interest. Single interest is charged on the entire amount borrowed, regardless of the term of the loan. 

Annual interest is calculated on the term of the loan, proportional to a calendar year. It can be simple, which is paid at the end of the loan term or at regular intervals. It can also be compound interest, accrued as per the table of the basic loan agreement template.  

How can I cancel a loan agreement once it has been approved? 

A simple loan contract is a binding legal document that obliges the lender to grant a loan and the borrower to repay it according to the agreed terms. Once a loan agreement is signed, it can be cancelled if: 

When should you use a simplified loan agreement? 

Lenders usually impose sanctions on borrowers, both as a deterrent and as compensation. Unlike the standard loan template, our basic loan contract template does not provide such measures, it should only be used for the following purposes: 

What to do if the loan is not repaid on time? 

In addition to the provisions of the simple loan agreement template, the lender has the following legal remedies to ensure repayment of the loan: 

In practice, parties often grant a short grace period before such instruments can be applied. 

What are the different types of loans?  

There are different types of open-ended loans, depending on the wishes of the parties. In addition to the simple loan contract template, AdminTech’s online document builder specialises in various options, some samples of which are shown below: 

What is the difference between a promissory note and a loan? 

A loan agreement is signed in advance with a simple loan template, whereas a promissory note formalises a commitment to lend or repay the debt in any form.  

How can I change the terms of my loan? 

The terms of a business loan, in particular, can change unexpectedly as the borrowing company grows. Sometimes additional loans with the same terms are required.  

At times, the borrower may be unsure of the needed loan amount. In such cases, a loan agreement can be made in which the borrower has the option to borrow money but is not obligated to borrow up to a certain amount. 

Is a written form for a loan agreement necessary? 

While verbal form is possible, we strongly recommend that you draft an agreement using our example of simple loan agreement to: 

How can a lender guarantee a successful lending experience? 

To ensure a fruitful borrowing experience, it’s often recommended to: 

Use this contract: 

contract

10€/document

TRY BEFORE BUY

This contract is governed by Swiss law and complies with commercial and financial regulations

Create document

Protect yourself legally as a lender with the following options: 

Safeguard your interests as a borrower by using the following clauses: 

Use this contract: 

contract

10€/document

TRY BEFORE BUY

This contract is governed by Swiss law and complies with commercial and financial regulations

Create document

Protect yourself legally as a lender with the following options: 

Safeguard your interests as a borrower by using the following clauses: 

Use this contract: 

contract

10€/document

TRY BEFORE BUY

This contract is governed by Swiss law and complies with commercial and financial regulations

Create document

Protect yourself legally as a lender with the following options: 

Safeguard your interests as a borrower by using the following clauses: 

Use this contract: 

contract

10€/document

TRY BEFORE BUY

This contract is governed by Swiss law and complies with corporate law

Create document

Protect yourself legally as a lender with the following options: 

Safeguard your interests as a company by using the following clauses: