Updated 19.07.2024

Contract for sale and leaseback guarantee 

The debtor temporarily transfers ownership of movable items to the creditor to secure a debt, and retains possession and use of the movable items in the meantime.

Use this contract: 

  • If you do not wish to dispose of the items pledged as collateral and wish to continue using them.
  • To reassure the creditor and guarantee payment of the debt with the value of movable objects.
  • When you owe a certain debt to the creditor, in Swiss francs or a foreign currency.


30 CHF/document


Jurisdiction: Switzerland
Swiss Legal Guarantee. No further checks are needed

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Use the following options to optimise your warranty conditions: 

  • Option for the creditor to repurchase the item at the market price in the event of default. 
  • Indication of a grace period during which the debt must be pursued in cash before realising the object surrendered. 
  • Obligation to cover the costs of realisation, and any excess amount not covered by the value of the item realised. 
  • Obligation to return any balance of the realised object price that exceeds the amortised debt. 
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