Updated 19.07.2024

Individual guarantee letter 

A declaration of personal surety to guarantee payment by the debtor to the creditor.

Use this document: 

  • To guarantee any debt, in Swiss francs or foreign currency.
  • Whether the guarantee covers a definite debt, specific debts or indefinite future debts, up to the overall guarantee limit.
  • Whether or not the guarantee is subject to the debtor’s counterclaims and defences.


30 CHF/document


Jurisdiction: Switzerland
Swiss Legal Guarantee. No further checks are needed

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Use the following options to optimise the warranty conditions: 

  • Capping of the total guarantee amount. 
  • Additional cover for execution costs, penalties, and interest for late payment, up to the maximum limit. 
  • Transferability of the guarantee to any assignee of the debt if assigned by the creditor. 
  • Grace period during which the creditor must sue the debtor before the guarantee, and deadline for the validity of the guarantee. 
  • Possibility of raising the same exceptions or objections that the debtor could raise against the creditor (dependent guarantee). 
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