Debt takeover agreement 

Use this contract: 

• When you owe the creditor a certain amount of the debt, in Swiss francs or foreign currency.
• If the substitute agrees to assume all or part of your debt and replace you vis-à-vis the creditor.
• Whether the takeover is free of charge or requires you to pay a discharge sum to the substitute.

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Use the following options to optimise the conditions of the assignment: 

• Possibility of taking over claims in principal, with contractual interest, interest on arrears, costs and penalties accrued to date. 
• Conditions precedent to takeover and additional guarantees from the debtor to the substitute. 
• Flexibility in the calculation and payment of the price or the fact that the takeover is free of charge.