Updated 23.05.2024

Additional loan agreement 

Additional loan on the same terms and at the same interest rate as the previous loan.

Use this contract: 

  • When you have taken out one or more loan contracts and the borrower needs an additional loan.
  • If you wish to grant additional funds under the same conditions.
  • If the additional amount is to be repaid on a specific date or at the same time as the existing loan.



This contract is governed by Swiss law and complies with commercial and financial regulations

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Protect yourself legally as a lender with the following options: 

  • Confirmation from the borrower that the old loan has been duly granted and will be repaid without reservation. 
  • Stipulation of the conditions precedent to the granting of the additional amount and request for the provision of security on a preliminary basis. 
  • Interest on arrears and the obligation to cover any additional damage in the event of late repayment. 
  • Obligation to regularly confirm declarations regarding the borrower’s solvency, financial situation and legal status. 
  • Immediate termination in the event of the borrower’s bankruptcy or insolvency. 

Safeguard your interests as a borrower by using the following clauses: 

  • Possibility of early, total or partial repayment. 
  • Flexible calculation of simple interest with the option of a single or regular payment. 
  • Option to specify a single interest rate that does not depend on the term of the loan. 
  • Option to accumulate compound interest at different periods. 
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