Use this document: 

• To guarantee any debt, in Swiss francs or foreign currency.
• Whether the guarantee covers a definite debt, specific debts or indefinite future debts, up to the overall guarantee limit.
• Whether or not the guarantee is subject to the debtor’s counterclaims and defences.

Use the following options to optimise the warranty conditions: 

• Capping of the total guarantee amount. 
• Additional cover for execution costs, penalties, and interest for late payment, up to the maximum limit. 
• Transferability of the guarantee to any assignee of the debt if assigned by the creditor. 
• Grace period during which the creditor must sue the debtor before the guarantee, and deadline for the validity of the guarantee. 
• Possibility of raising the same exceptions or objections that the debtor could raise against the creditor (dependent guarantee). 

Use this letter: 

• To reassure the creditor vis-à-vis the debtor without guaranteeing payment of the debt, and to limit your liability to fault in the control and supervision.
• Whether the debt is of any origin, in Swiss francs or foreign currency.
• Whether the declaration relates to a definite debt, specific debts, or indefinite future debts, up to the overall ceiling.

Use the following options to optimise the warranty conditions: 

• Clear indication that there is no commitment to cover the debt. 
• Limitation of liability to fault in the control and supervision exercised over the debtor, and release from all other liability. 
• Limitation of the period during which the declaration remains valid. 

Use this contract: 

• When you owe the creditor a certain debt, in Swiss francs or a foreign currency.
• To reassure the creditor and guarantee payment of the debt with the value of movable objects.
• If you agree to temporarily dispossess yourself of the pledged items without being able to use them until the debt is repaid.

Use the following options to optimise the conditions of the pledge: 

• Possibility for the creditor to repurchase the item at the market price in the event of default. 
• Indication of a grace period during which the debt must be paid in cash before the pledged object can be realised. 
• Obligation to cover the costs of realisation, and any excess amount not covered by the value of the item realised. 
• Obligation to return any balance of the realised object price that exceeds the amortised debt. 

Use this contract: 

• If you do not wish to dispose of the items pledged as collateral and wish to continue using them.
• To reassure the creditor and guarantee payment of the debt with the value of movable objects.
• When you owe a certain debt to the creditor, in Swiss francs or a foreign currency.

Use the following options to optimise your warranty conditions: 

• Option for the creditor to repurchase the item at the market price in the event of default. 
• Indication of a grace period during which the debt must be pursued in cash before realising the object surrendered. 
• Obligation to cover the costs of realisation, and any excess amount not covered by the value of the item realised. 
• Obligation to return any balance of the realised object price that exceeds the amortised debt. 

Use this contract: 

• When you owe a certain debt to the creditor, in Swiss francs or a foreign currency.
• To reassure the creditor and guarantee payment of the debt by the value of the claims and interest you have against your customers or debtors.
• When you want the creditor to be able to collect payments on the assigned receivables as security for the debt you owe.

Use the following options to optimise the terms of the pledge: 

• Possibility of retaining receivables and accrued interest on assigned receivables in the event of default. 
• Indication of a grace period during which the debt must be pursued in cash before realising the assigned receivables. 
• Obligation to cover realisation costs and any excess amount not covered by the value of the assigned receivables. 
• Obligation to repay any balance of assigned receivables in excess of the debt written off. 
• Possibility of guaranteeing performance of assigned receivables if the debtors are themselves in arrears. 

Use this contract: 

• When you have claims against a doubtful debtor, in Swiss francs or foreign currency.
• To instruct the assignee to collect the claims by means of compulsory execution.
• If you wish to remunerate the assignee with an equivalent or reduced price, or a success fee.
• If the debtor did not prohibit the assignment in his initial agreement with you.

Use the following options to optimise enforcement conditions: 

• Possibility of assigning receivables in principal, with contractual interest, interest on arrears, costs and penalties accrued to date. 
• Conditions precedent to the assignment and additional guarantees from the assignor to the assignee. 
• No agreement from the debtor and confidentiality of the terms of the assignment. 
• Flexibility in the calculation and payment of the commission or price for collection. 

• Conclusion fee to ensure minimum remuneration of the assignee, regardless of collection success.