Use this contract: 

• When you have claims against a debtor, in Swiss francs or foreign currency.
• To assign the claim, in whole or in part, to the assignee.
• If the debtor’s agreement is required for the assignment as indicated in the initial agreement with the debtor.
• Whether the assignment is free of charge, for a price or for a collection fee.

Use the following options to optimise the conditions of the assignment: 

• Possibility of assigning receivables in principal, with contractual interest, interest on arrears, costs and penalties accrued to date. 
• Conditions precedent to assignment and additional guarantees from assignor to assignee. 
• Flexibility in the calculation and payment of the commission or price for collection. 
• Closing costs to ensure minimum remuneration for the assignee, regardless of collection success. 

Use this contract: 

• When you have claims against a debtor, in Swiss francs or foreign currency.
• To assign the claim, in whole or in part, to the assignee.
• If the debtor did not prohibit the assignment in his initial agreement with you.
• Whether the assignment is free of charge, for a fee or for a collection commission.

Use the following options to optimise the conditions of the assignment: 

• Possibility of assigning receivables in principal, with contractual interest, interest on arrears, costs and penalties accrued to date. 
• Conditions precedent to the assignment and additional guarantees from the assignor to the assignee. 
• No agreement from the debtor and confidentiality of the terms of the assignment. 
• Flexibility in the calculation and payment of the commission or price for collection. 

• Conclusion fee to ensure minimum remuneration of the assignee, regardless of collection success. 

Use this letter: 

• To reassure the creditor vis-à-vis the debtor without guaranteeing payment of the debt, and to limit your liability to fault in the control and supervision.
• Whether the debt is of any origin, in Swiss francs or foreign currency.
• Whether the declaration relates to a definite debt, specific debts, or indefinite future debts, up to the overall ceiling.

Use the following options to optimise the warranty conditions: 

• Clear indication that there is no commitment to cover the debt. 
• Limitation of liability to fault in the control and supervision exercised over the debtor, and release from all other liability. 
• Limitation of the period during which the declaration remains valid. 

Use this contract: 

• When you owe the creditor a certain debt, in Swiss francs or a foreign currency.
• To reassure the creditor and guarantee payment of the debt with the value of movable objects.
• If you agree to temporarily dispossess yourself of the pledged items without being able to use them until the debt is repaid.

Use the following options to optimise the conditions of the pledge: 

• Possibility for the creditor to repurchase the item at the market price in the event of default. 
• Indication of a grace period during which the debt must be paid in cash before the pledged object can be realised. 
• Obligation to cover the costs of realisation, and any excess amount not covered by the value of the item realised. 
• Obligation to return any balance of the realised object price that exceeds the amortised debt. 

Use this contract: 

• When you owe the creditor a certain amount of the debt, in Swiss francs or foreign currency.
• If the substitute agrees to assume all or part of your debt and replace you vis-à-vis the creditor.
• Whether the takeover is free of charge or requires you to pay a discharge sum to the substitute.

Use the following options to optimise the conditions of the assignment: 

• Possibility of taking over claims in principal, with contractual interest, interest on arrears, costs and penalties accrued to date. 
• Conditions precedent to takeover and additional guarantees from the debtor to the substitute. 
• Flexibility in the calculation and payment of the price or the fact that the takeover is free of charge. 

Use this contract: 

• If you do not wish to dispose of the items pledged as collateral and wish to continue using them.
• To reassure the creditor and guarantee payment of the debt with the value of movable objects.
• When you owe a certain debt to the creditor, in Swiss francs or a foreign currency.

Use the following options to optimise your warranty conditions: 

• Option for the creditor to repurchase the item at the market price in the event of default. 
• Indication of a grace period during which the debt must be pursued in cash before realising the object surrendered. 
• Obligation to cover the costs of realisation, and any excess amount not covered by the value of the item realised. 
• Obligation to return any balance of the realised object price that exceeds the amortised debt.