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Updated 02.12.2024

Subordinated loan agreement 

Interest-free loan to a Swiss or foreign company, with postponement until the financial situation improves and priority given to other creditors in the event of bankruptcy.

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CHF 49 per document, or CHF 30/month for unlimited access (annual)

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Use this contract: 

  • To grant a loan to a Swiss or foreign company, as a creditor or shareholder.
  • When the company needs financing to restructure debts, cover losses or avoid bankruptcy.
  • When the company needs financing to restructure debts, cover losses or avoid bankruptcy.
  • If you wish to downgrade your position after any other creditor in the event of the company’s bankruptcy.

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CHF 49/document

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Compliant with Swiss law
Swiss Legal Guarantee. No further checks are needed

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Protect yourself legally as a lender with the following options: 

  • Total or partial postponement of the loan granted. 
  • Conditions precedent to granting the loan. 
  • Clear determination of the effects and restrictions of the postposition. 
  • Possibility for another creditor to lift the subordination up to the amount postposed. 
One template or unlimited?

CHF 49 per document, or CHF 30/month for unlimited access (annual)

Learn more

Safeguard your interests as a company by using the following clauses: 

  • Obligation for the assignee to accept the postposition in the event of assignment of the loan. 
  • No contractual interest, interest on arrears or reminder fees. 
  • Unreserved retention of the company’s counterclaims, prohibiting any set-off. 
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